Justin Kennedy
Justin Kennedy
Peoples Home Equity
Knoxville, TN 37922

865-318-2923
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FHA Loans

FHA Financing up to 96.5 % Loan to Value- “FHA lending has become a very popular loan product in the past 6 years. Federal Housing Administration, or FHA, extends financing to homebuyers for as little as 3.5% down!

This small down payment can be in the form of a gift from a family member, a gift from an employer, an auto equity loan, or simply your checking/savings account. You do not have to be a ‘first time homebuyer’ in order to obtain another FHA loan, in fact, you can own another home & still be eligible! The seller is even allowed to pay up to 6% towards ‘seller paid closing costs’ on behalf of the buyer. Buyers can obtain a 30, 20, 15 or 10 year terms for their loans on this type of product. Appraisals in Knox County for a FHA loan are $425.00. Our current minimum credit score requirement for FHA is a 600.


The Justin Kennedy Team
Licensed Mortgage Loan Originator
NMLS#1561602
8351 E Walker Springs Ln.
Ste. 200
Knoxville, TN 37923
Ph: 865-318-2923
justin@uclhomes.com

Testimonials

Justin is a very dedicated loan office He works hard for his clients and follows through on every part of the process, Justin was understanding and very helpful. He was there to answer any and all questions I had during the whole process he kept me updated every step of the way. Justin made my home buying experience less stressful and simple. Sharon Brewer
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Justin Kennedy NMLS #151602

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Cardinal Financial Company, Limited Partnership (NMLS ID 66247).

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